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Welcome to Our Secondary Finance Company
We Buy Auto Financing Contracts


Our specialty is providing secondary finance services to Buy-Here-Pay-Here used car dealers and their credit-impaired customers. Locally owned and operated in Phoenix, Arizona, since 1994, we provide our dealer clients with fast decisions and funding for financing contracts that are sometimes difficult to place. Receive quotes on new and seasoned contracts by submitting the contract and/or purchase order with the copy of a credit application. Our goal is to respond to dealer quote requests the same day received and complete qualification the next business day after quote acceptance. Immediate funding on receipt of the contract and stipulated documents.

Classic Car - Get Cash on Auto Financing Contracts and Car Titles with Our Secondary Financing Company Used Car - Get Cash on Auto Financing Contracts and Car Titles with Our Secondary Financing Company

Purchase Requirements:

  • 2–3 year maximum term depending on buyer and vehicle. High-mileage vehicles ok.
  • Biweekly payments strongly preferred.
  • Discount based on contract term and wholesale value of the vehicle for new contracts and payment history for seasoned contracts.
  • Dealer recourse is typically 60 days for new contracts and 30 days for seasoned contracts.
  • 100% funding on qualification and approval—no reserve or holdbacks.
  • Se habla Español. 

 


Additional Services—Auto Repair Financing:

Contract Funding Inc. also provides secondary finance services for major auto repairs. The majority of repair financing is for transmission rebuilds. This service is provided for consumers that do not qualify for traditional bank financing. Procedures are similar to used car financing. First lien position must be available to Contract Funding Inc. All required documents, including contract forms are provided to the repair dealer by Contract Funding Inc. Dealer quotes are provided on receipt of:

(1) Cash required by dealer
(2) Credit application
(3) Vehicle description, including VIN and odometer reading
(4) Proof of lien-free title

Maximum contract term is 1 year and funding will not exceed the adjusted wholesale value of the vehicle.

Mechanic - Get Cash on Auto Financing Contracts and Car Titles with Our Secondary Financing Company
Mechanic - Get Cash on Auto Financing Contracts and Car Titles with Our Secondary Financing Company

Contact us or visit our Phoenix location when you need to convert auto financing contracts to cash!

Serving Dealers throughout Arizona!

Hours of Operation:
Monday – Friday, 9:00 a.m. – 5:30 p.m.


BBB logo - Get Cash on Auto Financing Contracts and Car Titles with Our Secondary Financing Company



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